Today we’re opening Harbourline to early-access households.
Most budgeting tools ask you to look back at what happened last month. Harbourline starts with the next payday. It brings your income, bills, savings, debt and goals into one view so you can answer the useful question: what is safe to spend next?
What’s in the first release
Build a household plan around the dates and rhythms you already use. Harbourline keeps the plan practical, visible and ready for the next decision.
- Early access
- A$2.50 per week
- Budget in
- AUD, NZD or USD
- Forecast
- 13 weeks ahead
A plan that starts with payday
Add the income that comes in, the commitments that need to be covered and the goals you want to keep moving. Harbourline uses the dates and frequencies you provide to show what each pay cycle needs to carry.
- See upcoming income and bills in one cash-flow forecast.
- Set aside money for savings and debt without losing sight of the week ahead.
- Check the amount that remains safe to spend after planned commitments.
- Use weekly, every-two-weeks, monthly and yearly rhythms that fit your household.
Keep the useful parts close
The free local starter includes the planning tools and portable Excel, CSV, PDF and JSON exports. Paid Household access adds secure cloud sync, one shared household with member invitations and optional one-way Google Calendar sync, so you can keep the plan available across supported devices while still taking a clear copy with you when you need one. Calendar titles are generic by default; expense names are opt-in.
Harbourline is designed to make money conversations easier. You should be able to see the same picture, talk through the next choice and adjust the plan as real life changes.
What happens during early access
Early access gives us room to improve the product with real household feedback. We’ll watch the places where planning feels unclear, listen to what you need at payday and keep the product focused on the decisions that matter.
Create a free account and sign in before you start planning locally. No payment card is required. Budgeting is available in AUD, NZD and USD; the introductory A$2.50/week subscription remains billed in AUD. Harbourline does not perform foreign exchange or convert existing budgets. When you choose paid cloud continuity, review the introductory price before you continue. You can manage billing and cancellation from your account panel.
Ready to see your next payday more clearly?
Build your free payday plan